
College Safeguard Plan
Learn Why You Need This Now
Why Your College Student Needs This Plan
Once your child turns 18, the law considers them an adult—even if they still live at home, remain on your health insurance, or depend on you financially. You are no longer automatically authorized to access their medical information, speak with doctors on their behalf, or handle financial and legal matters for them.
If your child becomes seriously ill, is injured, or cannot communicate, you may hear: “We cannot speak with you without your child’s permission.”
The College Safeguard Plan gives your child the essential legal documents needed to authorize a trusted parent or other adult to:
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Receive important medical information
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Communicate with doctors and hospitals
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Make health-care decisions if the student cannot
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Handle certain financial or legal matters when help is needed
The plan includes a HIPAA Authorization, Advance Health Care Directive, and Durable Power of Attorney. The online questionnaire takes less than 15 minutes to complete and helps put the proper legal authority in place before an emergency happens.
Do not wait until you need these documents. Give your family peace of mind before your child leaves for college.
